Here's a fact: Florida ranks 14th in having the worst drivers in America with 189 DUI arrests and 18 collision deaths per capita in 2020 alone. As bad as it sounds, it's actually an improvement from 2016 when Florida topped the same chart. Here's another fact: Florida has also ranked the sixth-worst state in the nation for uninsured motorists, with 20.4% of its drivers driving without insurance based on 2019 numbers. The truth is that no matter how careful we are at driving, we still rely on other people to be responsible road users. If they fail to do so, we also expect them to be liable for any damage they may cause to others. Unfortunately, not everyone can be expected to do their part. Back in February last year, $202 million was [...]