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What You Need To Know About Motorcycle Insurance in Florida

2019-12-21T06:05:38-08:00December 19th, 2019|Categories: Motorcycle Accident, Personal Accident, Personal Injury|Tags: , , |

Choosing the right motorcycle insurance is an absolute necessity for any rider. Unfortunately, most motorcycle owners lack information on motorcycle insurance, which makes them a target for unscrupulous insurance agents.  Without a complete coverage, you may find yourself burdened with many expenses to pay in the event of an accident. It is therefore important to evaluate all the options available, and choose the best insurance cover for you.  Does Insurance Cover Personal Injury and Property Damage Motorcycle insurance policies generally cover both your body and your bike. In case you get involved in an accident and you are not at fault, the insurance cover will provide extra compensation for your injuries if the other party's insurance is not sufficient to cover the cost. Motorcycle riders often make the mistake of purchasing 'full coverage' [...]

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Top Mistakes New Drivers Make

2019-12-08T05:45:22-08:00December 8th, 2019|Categories: Auto Accident, Personal Injury|Tags: , , , , , , |

Learning to drive can be both exciting and nerve-wracking at the same time. As a new driver, you not only need to know how your car functions but also be familiar with the numerous written and unwritten rules that motorists are expected to follow. If you are an inexperienced driver, you may be highly susceptible to making some errors, which most driving veterans have learned to avoid. Today, we are going to look at some of the mistakes that many new drivers make, and why it is important to learn how to avoid them. Phone Usage while Driving Although most motorists are aware that using the phone while driving is potentially dangerous, many fledgling drivers are usually ignorant about the risks involved. The truth of the matter is that using the phone while [...]

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Workers’ Comp Claims Won’t Wait for You

2019-11-22T05:40:50-08:00November 22nd, 2019|Categories: Personal Injury, Workers' Compensation|Tags: , , |

Getting injured at work can greatly affect not only your physical and financial well being, but also your peace of mind. Unfortunately, most employees are not well informed on the appropriate measures to take when claiming compensation for their work-related injuries. So, what steps should you follow when seeking compensation for a work-related injury? Well, firstly, you need to report any personal injury accidents at work to your immediate supervisor. This is absolutely important even in cases where the injury is minor, and does not require immediate medical attention. In addition to this, you should ensure that you document the report by submitting a First Report of Injury sheet and informing your boss about the injury, either via email or text message. Furthermore, you should make sure that there are eyewitnesses (such as [...]

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Safety Tips For Holiday Travel  

2019-11-08T01:55:24-08:00November 8th, 2019|Categories: Auto Accident|Tags: , , , |

  The holiday season is undoubtedly one of the most popular for people who like to travel. However, factors such as road congestion, poor weather conditions, and stress can make road travel very dangerous during this season. If you intend to travel, therefore, it is important that you become aware of these factors and plan your trip carefully. This will help you reach your destination safely, and with minimal hassle. Here are the top safety tips for holiday travel: Plan the Drive in Advance Before you embark on any destination, it is important to plan your drive ahead of time. Extensive planning will allow you to identify any incidences that you are likely to encounter on the road, and come up with strategies of dealing with them. You should also ensure that you [...]

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Civil Liability for Pedestrian Car Accidents

2019-10-17T19:13:25-07:00October 17th, 2019|Categories: Auto Accident, Personal Injury|Tags: , , , |

As the roads become even more dangerous due to overcrowding and increasingly reckless drivers, pedestrian accidents have become a common occurrence. According to the Center for Disease Control and Prevention (CDC), more than 4,700 pedestrians died from car accident injuries in 2013. This means one pedestrian was killed every 2 hours. The CDC further reports that the number of pedestrians who were injured or treated for non-fatal injuries (in the same year) was above 150,000. Moreover, CDC estimates that the probability of pedestrians getting killed in a car accident 1.5 times higher than any occupants in the car. And as you would expect, most of the reported pedestrian car accidents occur in urban areas, mostly at night. So, is there any hope? Legally, people who lose their close family members, or pedestrians who [...]

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Bicycle Safety Tips

2019-10-02T03:47:36-07:00October 2nd, 2019|Categories: Personal Accident|Tags: , , , |

Considering the rising cost of fuel, and the harsh economic times, biking has become a popular mode of transportation in the past decade or so. In any case, riding a bicycle does not require gas, it's healthy, eco-friendly, and a more convenient m ode of transportation. Moreover, you do not have to stay for hours in traffic to get to your destination. Regrettably, the rising popularity of bicycles has come with its fair share of downsides. According to statistics by the National Highway Traffic Safety Administration, about 716 cyclists die in road accidents in the United States every year. The accidents are mainly caused by motorists who are unwilling to share the road with cyclists, or cyclists who are reluctant to follow simple bicycle safety tips. If both cyclists and drivers are unwilling [...]

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What You Need To Know About Airbags

2019-09-17T03:45:52-07:00September 17th, 2019|Categories: Auto Accident|Tags: , , , |

A Supplementary Restraint System (SRS) or airbag is a unique safety feature designed to protect passengers during a crash or collision. Airbags were first developed in the 1970s to supplement safety belts. They were only meant to reduce injuries or deaths caused by a car crash. The bags proved to be effective, and in 1998, all vehicles in the United States were required to incorporate frontal airbags for both the driver and other occupants.   So How are airbags deployed? Each airbag unit in a car has a satellite sensor attached to it. The sensor activates inflator when there is a crash at speeds in excess of 14mph. The inflator will then ignite a chemical mix of potassium nitrate and sodium azide to create a pulse of nitrogen, which rapidly inflates a thin nylon [...]

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6 Steps To Take If You Suffer an Injury While on Vacation

2019-09-11T05:04:33-07:00September 11th, 2019|Categories: Personal Injury|Tags: , , |

Vacation is, or rather should be, a time to relax, recharge and above all, have quality time with your family. Unfortunately, life is unpredictable and imperfect in all aspects, and sometimes, accidents and serious injuries can occur when you're on the road. Key Steps to Protect Your Rights After Getting Injured on Vacation  Having a clear idea of how to proceed in the event of a vacation injury gives you peace of mind, and allows you to better focus on mitigating the injuries when they do occur. Whether you are injured during a cruise, at a hotel, during a forest hike, or just sightseeing in a foreign city, here are the 6 steps to take to protect your rights and interest: Notify Someone  If you get injured when visiting a store or museum [...]

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Don’t Be a Victim Twice of Hurricane Dorian

2019-09-02T17:58:55-07:00September 2nd, 2019|Categories: Personal Injury|Tags: , , |

No matter the path it takes, there are going to be thousands of claims made as a result of #HurricaneDorian. On most homeowners' policies, there's a policy limit for "Coverage C." Typically, C stands for "Contents" - your personal belongings. One of the fine print requirements when filing an insurance claim, is commonly known as a "SWORN PROOF OF LOSS." Essentially, this is a document, signed under penalty of perjury, that lists each and every item that you claim was damaged by a covered loss. The fine print also often requires you to provide this Sworn Proof of Loss within 30 days of their request. Of course, there are insurance carriers and adjusters waiting to deny your claim because you didn't provide it until day 31. If you need more time to submit, [...]

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6 Things to Do After Being Injured By a Drunk Driver

2019-08-26T07:09:12-07:00August 26th, 2019|Categories: Auto Accident, DUI, Personal Injury|Tags: , , , , , , |

More than ten thousand people lose their lives every year as a result of drunk driving accidents. This makes it one of the leading causes of death on American roads. So, incase you get involved in a DUI accident, what steps should you take? Call the Authorities People often exchange insurance information after an accident, and then leave the scene. However, when it comes to DUI accidents, you are advised not to allow the driver to leave.  You should first call the police to carry out preliminary investigations. It is only when the authorities have documented the driver’s intoxication that you should allow them to leave.  Record the Drunk Driver Nowadays, almost all phones have the capability to take pictures and record videos. Therefore, even before the police arrive, you are advised to [...]

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